Attention homeowners in Phoenix and Maricopa County: Get an Appraisal today!![]() Check out the top reasons Arizona homeowners order from Allstate Appraisal, Inc. :
Do you own a home in or near Phoenix? Do you need help deciding the value of your real estate?
We at Allstate Appraisal, Inc. understand the special needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the standard documents we provide. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Allstate Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Allstate Appraisal, Inc. is experienced in helping consumers just like you get rid of unwanted and unneeded PMI insurance. Challenging Maricopa county's assessment of your propertyLets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Allstate Appraisal, Inc. is your best weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be unsuitable from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit. Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Allstate Appraisal, Inc. offers field reviews where we go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property. |